When a county or bank forecloses on your property, should they really receive extra funds that legally belong to you?
Many homeowners are unaware that if a foreclosed property sells for more than the amount owed, Surplus funds should be returned to the previous homeowner at the time of sale.
If you’ve lost your property due to a mortgage or tax foreclosure auction, you may not realize that you could be entitled to surplus funds.
How Does This Happen?
When a bank or county forecloses on a property and sells it, they recover the amount owed on the mortgage or taxes. However, if the property sells for more than the outstanding debt, the excess funds known as surplus funds rightfully belong to the previous homeowner.
The challenge many homeowners are unaware that these funds exist or how to claim them. The process is not automatic, and if unclaimed, the county may legally confiscate the money through a process called escheatment.
Now that you understand how these funds are generated and are in an aware state, here’s how we can assist you:
Our team will guide you through the entire process of recovering these funds, as there is a legal procedure that must be followed.
The Best Part: No Upfront Fees!
The process of recovering surplus funds can take anywhere from two weeks to a year. The longer you wait, the more complicated it may become or you could even loose your claim. We only get paid if and when you do. We may have already located your funds, which is why we are reaching out to you. Our team will handle all necessary paperwork, attorney coordination, and court costs to ensure everything is filed correctly so you receive the money that rightfully belongs to you.
We locate your surplus funds from past foreclosure sales & reach out to you via text, email, mailer or call.
We gather all the paperwork needed to file your claim & will send it out to you for authorization.
Once we receive signed document, we will then file the necessary documents with the relevant authorities through our attorneys.
We monitor the progress and provide you bi-weekly updates.
We ensure your claim is approved and ready for disbursement through our attorney.
You will receive your money via mail without stress or hassle.
“From feeling hopeless to recovering over $52,480 I never knew I had. This experience was nothing short of life-changing.”
“Their team treated me like family. I went from being skeptical to completely trusting them. They delivered beyond my expectations.”
“I was lost and overwhelmed, but their guidance was like a light at the end of the tunnel. The process was smooth, efficient, and stress-free.”
“They found money I never knew existed. The relief I felt after getting that call—indescribable. They made it all so easy.”
“I never thought this was possible. I can’t thank them enough for their patience, professionalism, and dedication to helping me recover what was rightfully mine.”
Please reach us at Hello@MySurplusCash.com or call our Customer Service at (602) 767-7177 if you cannot find an answer to your question.
Surplus funds are extra money left over when your property sells for more than you owed. These funds may be yours if claimed in time. For example, you owe the mortgage company $100,000 for your home, the home sells for $150,000 at auction, creating a surplus of $50,000. However, other fees and liens can lessen this amount.
No. If the sale price exceeded what you owed, the surplus funds rightfully belong to you. You must claim them before the deadline.
The amount depends on the final sale price versus your total debt (taxes, mortgage, etc.). We review each case individually to determine your surplus amount.
We understand your skepticism. Surplus funds are legitimate, but many homeowners don’t realize they exist. Our legal team ensures claims are processed correctly.
Each state sets its own deadlines. Missing this window could mean forfeiting your surplus funds permanently.
Government agencies aren’t required to inform you of surplus funds. It’s your responsibility to find and claim them before time runs out.
It typically takes 4–12 weeks, depending on court processing times. We work diligently to expedite your claim as much as possible.
Yes. We can help locate the necessary information, even if you no longer have original documents.
Yes. Each state sets its own deadline for claiming surplus funds. Missing this date may result in losing the right to recover them.
We work on a contingency basis, so you only pay if we successfully recover your funds. No upfront fees are required.
Yes, but the process can be time-consuming and complex. Mistakes may lead to delays or even forfeiture. We handle all legal steps to maximize your chances of a successful claim.
Yes. If the original homeowner has passed away, eligible heirs may claim the surplus funds by providing proper documentation of inheritance rights.
Foreclosure recovery is our expertise, and we look forward to assisting you. We offer complimentary, no-obligation consultations on excess proceeds.
Please complete the form below or contact us by phone or email, and we will get back to you as soon as possible.
4539 N 22nd Street, Suite N, Phoenix, AZ 85016
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4539 N 22nd Street, Suite N, Phoenix, AZ 85016
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